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Amount Lien in SBI Bank from More than 2 Years


01-Mar-2023 (In Recovery Law)
Hello, during lock down i sold mobile phone to someone. He sent me 90000 rupees in my bank account. After 2 days the amount got blocked and marked as lien in my bank account. After visiting branch they told me that bank has received a complain regarding that transaction. I called that person and his number was switched off. Since 2 years that amount is lien in my bank account. I have sent so many emails to the bank asking for the copy of the complaint. They never responded. What should I do now? The bank is SBI.
Answers (5)

Answer #1
999 votes
1. Approach the cyber cell department of your jurisdiction and lodge a written complaint. 2. The person who transferred the money to your bank account has probably lodged a complaint of fraud against you, which is why the amount is marked as lien. 3. Obtain a copy of the complaint lodged. 4. File case for recovery of amount along with interest and penalty. For further queries feel free to contact me
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Advocate Kunal Seth

Adv. Kunal Seth

LawRato Delhi | 700+ Answers
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Answer #2
733 votes
Dear Client, If the bank is not responding and not providing any complaint copy to you then first you should hire a lawyer who will coordinate with the bank on your behalf to release your money failing which legal proceedings may be initiated against the bank and its concerned branch manager. Contact me for releasing your money from the bank.
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Advocate Pankaj Agarwal

Adv. Pankaj Agarwal

LawRatoDelhi | 25+ Answers
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Answer #3
999 votes
If they are not listening to you then you have to serve them a legal notice and in that notice you can write either justify your actions with the copy of the complaint and give me the right to use my money. If want to go legal then you can forward a written complaint to the PS of your area. For more legal assistance I am just a call away.
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Advocate Jitender Singh

Adv. Jitender Singh

LawRatoDelhi | 1000+ Answers
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Answer #4
872 votes
You need to hire an advocate to send legal notice to bank and the concerned police station ! Bank only lien the account when they receive any complaint via cyber cell ! If police have filed the chargesheet in this matter we need to file application in the concerned court ! Plz b in touch
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Advocate D. Khan

Adv. D. Khan

LawRatoDelhi | 1000+ Answers
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Answer #5
627 votes
Since the information and complaint pertains to money in your account, and considering the State Bank of India is a PSB, you may try filing an RTI to retrieve the information you are seeking, i.e. the copy of the complaint that led to the lien. Feel free to contact me for further assistance.
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Advocate Kunal Srivastava

Adv. Kunal Srivastava

LawRatoDelhi | 100+ Answers
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Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.

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