LawRato

Documents forgery matter what to do


02-Apr-2023 (In Property Law)
My name is Shahid Ali Khan. I have my 800 sq ft (approx) flat in Kolkata, tollygunj area. It's registered in my name. Mutation has been done. Regularly paying property tax and electricity bill. Currently I have received a letter from State Bank of patiala which says that bank will take possession of my flat because Mr. Mina Agarwal has not paid back the loan taken from bank ( approx 11 lac). I don't know Mr. Mina Agarwal and he is fraudly took loan from bank. My flat registered documents are with me. I am currently living with my family in Saudi Arabia and very much worry. I been you kind suggestion that how can get relief. Thanks
Answers (4)

Answer #1
584 votes
Dear client,
All the documents stated by you such as mutation, tax bill and electricity bill are merely documents which signifies your possession it hardly creates your right as owner in respect of the purchase property, as far as registered documents in your favour is concerned I fear that you may not have done proper searching in concerned registry office alongwith in the office of Registrar of assurance as the bank provides loan on the basis of registered documents and there surely have been a registered deed of mortgage or some other documents in the bank favours if their claims are genuine but if you are preety sure that you have made through searching in the concerned registry office and the chain deeds were cheked properly then you have nothing to worry just answer their notices after being sure about your right, title and intrest. And if they are found guilty you can sue them for defamation and mental agony.
Answer #2
553 votes
You need to file a sarfesi application in debt recovery tribunal (Drt) kolkata. Which is were cases against bank is filed. And for that you have to come to India atleast once so that you can sign the petition then thereafter you can give power of attorney to your lawyer to see the application through and once case is filed you can file an application for stay...If your advocate can litigate the matter and can create a doubt in the mind of the sitting judge/presiding officer then the presiding officer will put a stay on any other proceeding of the bank...Till the disposal of Sarfesi application...If you are true and genuine you will win. I will be more than happy to help you. There are others ways too to handle your particular situation.feel free to contact me.JUSTICE CAN BE DELAYED BUT IT CANNOT BE DENIED
Answer #3
546 votes
Issue a legal notice to Bank in reply to the letter issued by bank to you asking them to clarify on what basis they have issued notice to you and whether they have got the title deed of your property in original and if not then how they have issued notice.
Answer #4
889 votes
yOU HAVE TO FILE OBJECTION/LETTER TO BANK STATING THE TRUE FACTS SO THAT THE BANK CANT PROCEED TO ATTACH YOUR FLAT. FURTHER, U HAVE TO GET THE DETAILS OF SAID MINA AGARWAL FROM BANK AND FILE CHEATING AND FORGERY CASE AGAINST HER

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.

Report abuse?

Comments by Users

No Comments! Be the first one to comment.

"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."