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What to do when LIC is not giving the insurance claim amount
02-Feb-2023 (In Insurance Law)
Sir, I am Hemant Singh from Mathura Uttar pradesh . My father get two life insurance policy from LIC Unfortunate my father expired by cancer diseases after 14 Month . and they have submitted two year premium on time when i submitted document for death claim but LIC deny to Pay claim amount so please suggest me what should i do for same.
A policy holder has to remit the money towards the policy in time. However, there will be a grace period, subsequent to last date of paying premium and the policy would be active during that period also. Please check up if that period is also lapsed. Regarding the other policy, LIC can not deny for the reason that the policy holder has died of cancer and it is not the fault of the policy holder to acquire any disease.
The LIC before giving policy would have gone through the records, including her health medical record, and
then the LIC would have decided to give her a policy. Why to take a Life insurance policy, when the life is cut short by cancer and the insurer refuses to pay for the untimely death. Then what for the policy is taken? Complain against the insurer before the consumer forum to get the due money+interest+compensation+legal charges from the insurer
The LIC before giving policy would have gone through the records, including her health medical record, and
then the LIC would have decided to give her a policy. Why to take a Life insurance policy, when the life is cut short by cancer and the insurer refuses to pay for the untimely death. Then what for the policy is taken? Complain against the insurer before the consumer forum to get the due money+interest+compensation+legal charges from the insurer
Helpful?
10+
10+
Adv. Siddhant Sharma
Delhi | 500+ Answers
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Mr Hemant you can issue legal notice demanding the death help claim . If they do not respond within 15 days file consumer case within 2 yrs of death of your deceased Father. Please ensure before filing the complaint that you have all required documents establishing death. Like death certificate, Hospital reports , Copy of proposal form etc.
Helpful?
11+
11+
Adv. Himanshu Srivastava
Lucknow | 25+ Answers
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