Son died in a hospital who will get is medical insurance money


My 27 year old married son died in hospital during treatment.I had paid hospital bill through my bank account by cheque.Also premium for policy sas also paid by me by cheque.In this case who will be benificery to get claim amount ,me or my sons spouse wife ?


Answers (1)

When any individual buys an insurance policy he has to name a nominee. The insurance company pays the claim to the nominee and frees itself of all liability under the policy. However, the nominee holds the claim amount in trust for the actual beneficiary. In this case, assuming, your son's wife is the nominee, you can recover the amount from her after she has received the money from the insurance company.
But, proper legal advice can only be given after knowing the full facts of the case.


Googling your legal issue online?

The internet is not a lawyer and neither are you.
Talk to a real lawyer about your legal issue.

Popular Insurance Lawyers

Advocate Sunil Kumar Bakshi
Sector-16, Faridabad
32 years Experience
Advocate Shikhar Khare
Jangpura Extension, Delhi
6 years Experience
Advocate Rajesh K.S
LH House, Bangalore
13 years Experience
Advocate Anubhav Almadi
District Court, Gurgaon, Gurgaon
11 years Experience

Related Articles


"LawRato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at LawRato.com and has been responded by one of the Insurance Lawyers at LawRato.com to address the specific facts and details. You may post your specific query based on your facts and details to get a response from one of the Lawyers at LawRato.com or book a Detailed Consultation with a Lawyer of your choice to address your query in detail.

Similar questions

paid two terms of Birla sun life insurance vision plan for amount of rs. 44000.when I went to close this at department, they said that I couldn't …

Read More

After accident death my mother and we not done postmortem so how to get benefits from insurance company because company demand postmortem report so wh…

Read More

If I have a policy which covers damages for building as well as the goods and in case building is in my mothers name and I am her only child, will I g…

Read More

MY FATHER HAS A LIC OF 4 LAKH. BY MISTAKE IN THE NOMINEE MY MOTHER NAME HAS BEEN WRITTEN AS ANJALI SINHA INSTEAD OF ASHA SINHA.NOW MY FATHER IS NO MOR…

Read More

Talk to a lawyer for your legal issue