Son died in a hospital who will get is medical insurance money

My 27 year old married son died in hospital during treatment.I had paid hospital bill through my bank account by cheque.Also premium for policy sas also paid by me by cheque.In this case who will be benificery to get claim amount ,me or my sons spouse wife ?

Answers (1)

When any individual buys an insurance policy he has to name a nominee. The insurance company pays the claim to the nominee and frees itself of all liability under the policy. However, the nominee holds the claim amount in trust for the actual beneficiary. In this case, assuming, your son's wife is the nominee, you can recover the amount from her after she has received the money from the insurance company.
But, proper legal advice can only be given after knowing the full facts of the case.

Googling your legal issue online?

The internet is not a lawyer and neither are you.
Talk to a real lawyer about your legal issue.

Popular Insurance Lawyers

Advocate Sunil Kumar Bakshi
Sector-16, Faridabad
32 years Experience
Advocate Saifuddin Saifee
Maharani Road, Indore
18 years Experience
Advocate J. P. Rinwa
Swej Farm, Sodala, Jaipur
18 years Experience
Advocate Shikhar Khare
Jangpura Extension, Delhi
6 years Experience

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at and has been responded by one of the Insurance Lawyers at to address the specific facts and details. You may post your specific query based on your facts and details to get a response from one of the Lawyers at or contact a Lawyer of your choice to address your query in detail.

Related Articles

" has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."

Similar questions

I have mother age 37 , and one brother brother age 20 my age 18 my father death in accident there omni Maruti vehicle on that vehicle full insurance i…

Read More

While claiming for Cataract Surgery Up to Rs.25,000 per eye as per the GO No.202 dated 30 June 2016, but the Scheme implementing company i.e the Unite…

Read More

Dear Sir, the company is asking for documents time to time although i have already submitted all. thier last querry is (please see below )- KYC form (…

Read More

Somebody has snatched my mobile (Samsung S6 Edge ) on 7-9-2016 nearest time is 3.30 PM at Adarsh Nagar, Delhi and had lodged a complaint in nearest po…

Read More