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Life Insurance Policy Death Claims


22-Aug-2025 (In Insurance Law)
I am the nominee in the life insurance policy of my late husband. Am I the sole beneficiary of the insurance benefits?? Please revert.
Answers (1)

Answer #1
636 votes
Yes, in general, the sole nominee of a life insurance policy is the person entitled to receive the policy proceeds upon the death of the insured. In most Indian life insurance laws, the nominee receives the money as a trustee for the legal heirs, if the policyholder didn’t clearly assign the proceeds otherwise.
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