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Got liver transplant am I entitled to mediclaim


12-Jul-2023 (In Insurance Law)
I had taken my mediclaim policy in 2013. I got admitted in the hospital in March 2016 due to liver problem and I undergone liver transplant in April 2016. I had this problem from 2010 but after some initial medication i was well and was not under any medication. Am I entitled to claim?
Answers (2)

Answer #1
867 votes
Insurance company may refuse your mediclaim due to concealment correct information and pre- existing disease if you satisfied the insurance company regarding this issue than you can get the mediclaim
Answer #2
697 votes
It depends on the proposal form which you had submitted to the insurance company and the terms and conditions of the Insurance Policy. Most likely, if it is a genuine case then you should be able to get the claim.

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