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Advice on life insurance policy information disclosure


09-Apr-2025 (In Insurance Law)
I purchased a Life Insurance policy in 2021 but unintentionally failed to disclose that I had undergone a piles operation in 2015. What are the chances of claim rejection in this case? Does this fall under Section 45 of the Insurance Act? Or should I consider canceling and taking a new policy? Additionally, I smoked for a few months during late 2023 and the first quarter of 2024. Do I need to disclose this information in my existing policies?
Answers (1)

Answer #1
834 votes
Hello Sir/Mam Your Query is not complete kindly please share some more informatiion accordingly i can guide you. feel free to contact us on phone call or whats app for further advice. Thank you Regards Advocate Kuber Hooda
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