Nationalized Bank MOD clearance Suspicious activity by bank, confusi

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You can file a written representation to the Branch Manager requesting a detailed statement of all charges incurred, including a breakup of the MOD clearance charges, along with copies of the MOD cancellation documents. If the bank fails to respond transparently, file a complaint with the Banking Ombudsman under RBI guidelines citing unauthorized action and lack of consent. Additionally, send a legal notice seeking full disclosure and justification for nominating a document writer without your explicit approval. You may also file an RTI application if it's a public sector bank to obtain internal correspondence related to MOD clearance. If documents are already released, verify them thoroughly before acknowledgment and raise objections in writing if discrepancies are found.

Advocate Venkatakrishnan A M LawRato