Fraud/Cheating by bank for charging inflated rate of interest
23-Aug-2023 (In Criminal Law)
I have a loan from bank. Bank has done recasting of loan and changed inflated interest rate applied than original statement for same period. The calculation done for interest is also wrong at several places. Bank has refused to correct same Can I file an FIR for "cheat and fraud by bank" or any other legal action can be taken. Please advise
You have file a complaint under district consumer redressal
And if you had to file criminal complaint than file fir related to branch police station against branch manager of related company
And if you had to file criminal complaint than file fir related to branch police station against branch manager of related company
Helpful?
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You have the option of filing complaint before consumer forum or Banking Ombudsman, alternatively you may consider filing civil suit for refund of excess amount paid by you, if you have already paid any excess amount.
Filing FIR or registering criminal compliant may not be appropriate step as substantiating the contention of malice against the bank official may be difficult task.
Filing FIR or registering criminal compliant may not be appropriate step as substantiating the contention of malice against the bank official may be difficult task.
Helpful?
21+
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