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Can FIR be filed against Fraud/Cheating by bank
23-Aug-2023 (In Criminal Law)
I have a loan from bank. Bank has done recasting of loan and changed inflated interest rate applied than original statement for same period. The calculation done for interest is also wrong at several places. Bank has refused to correct same Can I file an FIR for "cheat and fraud by bank" or any other legal action can be taken. Please advise
First you check the loan application and get confirmation that the agreement signed by you with the bank. And whether you agreement contains that the agreed interest can change according to the RBI guidelines you can not take actions against the said bank. If not so you can file a case before consumers forum for redressel
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Adv. Gangapuram Rajender
Hyderabad | 25+ Answers
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This is suggestion for you first u have to issue legal notice to the bank. You have taken loan amount and the bank is fixed EMIs on your loan amount. The payments made by you regularly or there is causing of any delays in case of the bank rate of interest automatically changed. If there is further grivances u have to approach griveance cell proper remedy.
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Adv. Mohammed Ghouse
Cuddapah | 100+ Answers
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