LawRato

Bank collection agents misbehave


07-Apr-2023 (In Civil Law)
Hi i am under debt on credit cards from different banks and unable to pay them off as I am not earning a good salary because of loss of job. Collection agents are coming to my home and telling my father to pay on my behalf. They misbehave. Hi is not liable for my debts.. Kindly let me knw what can I do
Answers (2)

Answer #1
753 votes
Query perused. You can file a complaint before the concerned Police Station against the collection agents for criminal intimidation. In case the police does take appropriate action you can file a complaint before the court of Additional Chief MMetropolitan Magistrate magistrate. For further consultancy and legal services you may contact us.
Answer #2
678 votes
Hi,

You shall send a legal notice to the banks asking them to restrain the recovery agents and send a letter to the grievance cell departments of the bank.

Further, in the said notice you shall ask them to refrain or you will have to file a criminal police complaint for the same.

Let me know if you want me to draft the notice and the letter.

Regards,
Madhav Nanda
Advocate

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.

Report abuse?

Comments by Users

No Comments! Be the first one to comment.

"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."