86+ Lawyers are online 
Legal Prior Notice For Emi Bounce
13-Dec-2025 (In Cheque Bounce Law)
How to send legal prior notice to a bank that the emi of next few months will bounce due to harsh financial situation and getting some time to hold emis for 3 months.
helo i am advocate Ajay Godara form Hisar Haryana mana app ki puri detail check kar le ha please case ki puri detail send Kara taki ham app ki puri help kar saka app hame whtup ya email kar sakta hai app ki puri help kar saka
Helpful?
Adv. Ajay Godara
Bhiwani | 25+ Answers
Chat
There are Various legal Remedies to deal with it . Rest depends on matter.
feel free to Contact for further advice and assistance
Thank You
Regards
Advocate Kuber Hooda
Punjab and Haryana High Court
Delhi High Court
Helpful?
Adv. Kuber Hooda
Panchkula | 700+ Answers
Chat
Hello
In EMI bounce cases, if an EMI is dishonoured three times, the account may be classified as a Non-Performing Asset (NPA). Thereafter, the bank may initiate proceedings under Section 25 of the Payment and Settlement Systems Act.
In such circumstances, due to financial hardship and inability to pay the EMIs, it is advisable to issue a formal notice to the bank explaining the reasons for non-payment and seeking appropriate relief or restructuring.
Helpful?
Adv. Sumegh Garg
Gurgaon / Gurugram | 100+ Answers
Chat
Sending a legal prior notice to a bank about expected EMI default due to financial hardship should be done carefully and professionally.
Mainly through the advocate
Content of legal notice
1. Your details
2. Bank details
3. Loan details
4. Reason for financial hardship( keep it factual )
5. Advance intimation
6. Request
7. Assurance
8. Legal basis
Helpful?
Adv. Tushar Saini
Panipat | 5+ Answers
Chat
In that case to don’t have to send notice, you have to send a letter requesting for the same and if the bank doesn’t reply than your this letter will help you in every future senerio agar apko iska aga koi bhi help chahiya ho to feel free to contact thankyou
Helpful?
Adv. Abhishek Jain
Gurgaon / Gurugram | 25+ Answers
CONTACT NOW
Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.
Connect with top Cheque Bounce lawyers for your specific legal issue
No Comments! Be the first one to comment.
- Cheque bounce case after 30 days exceeded now I want help regarding it
- DCB bank se loan liya tha wo default ho gaya tha then bank hair kanoon
- Regarding case status in very old cheque bounce and apply for passport
- procedure to proof of documents in trial court
- Hello good morning sir ji please help me
"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."
