In present time unable to pay emi of bank because I am suspended
02-Oct-2023 (In Banking / Finance Law)
I am a single mother .I am teaching in a school of basic shiksha PARISHAD.In 2015 I took personal loan from HDFC for the fees of btech education for my son.Till December 2016 I paid my all emi on time.when I didn't get my salary I borrow from friends but I paid emi.My salary comes in pnb. After it I didn't get my December salary. January salary was adjusted by pnb in one month salary od scheme. They denied to give further od. My whole February salary was adjusted in income tax. On 12April I got my March salary and on 13 April my sister expired.She was looking after my 80 years old sick mother and younger brother . Now these responsibilities are mine. Since February 2017 HDFC employees are continuously threatening me and ask for whole amount which I borrowed. They also asked some cash for not to harass me.I want to settle my loan.But since May 2018 my senior and clerical staff suspended me by totally false alligation. Now HDFC has sent me legal notice call me in court. What can I do.
hello
when you have paid all the EMI's how can the bank officials threaten you with legal action which is totally illegal. send a legal notice to the bank and if they do not respond then file an FIR against them. find out if they have instituted proceedings against you under the SARFAESI Act.
regards
when you have paid all the EMI's how can the bank officials threaten you with legal action which is totally illegal. send a legal notice to the bank and if they do not respond then file an FIR against them. find out if they have instituted proceedings against you under the SARFAESI Act.
regards
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