Bank illegal charges n emi bounced issues
12-Aug-2023 (In Banking / Finance Law)
Dear sir,
Currently i am facing issue with ICICI Bank ,Indiabulls dhani Bank.
I had taken loan from them and they are charging me extra incase of EMI bounce and representing EMI without intimation for 2nd time if bounced n i m Not receiving sms .
If i asked them they are saying i need to pay to collection guys and they cant represent emi but my bank is saying everyday they are hitting ecs to my account which i have been charged heavy if asked icici bank they are denying .
Harrasement calls are more.
My bank is saying min 7 days n max 15 days are giving to bank to represnt the EMI but icici is not accepting
Indiabulls has increased rate of interest without informing and intimation n now they are not cooperating.
Plz help.
hi
in this case you can sent legal notice to the bank for such type of illegal charges
furthermore you can warn banks not to harrass over the phone or by meeting in person
please contact with detailed facts of the case so that we can advice you better
in this case you can sent legal notice to the bank for such type of illegal charges
furthermore you can warn banks not to harrass over the phone or by meeting in person
please contact with detailed facts of the case so that we can advice you better
Helpful?
22+
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