350+ Lawyers are online 
Bank denying bank deposit done earlier
02-Jun-2023 (In Banking / Finance Law)
i had two loan accounts in a bank. on 10 nov 2014 i deposited three amounts of rs. 54000 in my accounts i.e. 18000 in account 'A' and Rs. 18000 + 18000 in accoount 'B'. but however amount deposited in account A is not deposited in my account.it came into my notice in sept.2015. when i show the reciept to the bank they matched it with voucher which is matched. but now bnk is asking for the other two reciepts which were deposited in account B. i hdn't these reciepts as i had closed that account on its closure time in feb 2015. but i have the account statement of the bank.
You can file a civil suit for recovery of money. If your statement is reflecting the amounts deposited then you have a good case. Receipt also adds to your aid.
You can also file consumer complaint for deficiency of service on the part of the Bank.
You can also file consumer complaint for deficiency of service on the part of the Bank.
Helpful?
11+
11+
Adv. Tushar Roy
Delhi | 25+ Answers
CONTACT NOW
Sir, it is the duty of the bank to deposit the amount of the bank holder in the bank account in a proper manner and if the same is not done then the bank is liable for fraud and deficiency of service on their part. The receipt with you is clear indicator that you have approached the bank and deposited money with them and therefore, it is their liability thereafter to find where the deposit has been made. There is no need for the bank to ask for a receipt of the other account.
Banks do a lot of mistakes and it becomes your responsibility to get them corrected from the banks as they will not be willing to do it till they know that the mistake caused might have certain circumstances.
I advice you to send a proper legal notice at the branch office of the bank and to the head office as well explaining the transaction and also telling them that if your account is not debited then you would be willing to take legal action against the bank.
The banks have a mindset that the consumers do not pursue their legal remedies most offen and therefore they get away with fuch frauds. sending of a legal notice and initiating a civil proceeding is indeed a tedious task.
However, these cases are relating to such a dispute that involve a consumer and therefore there is no need to approach the civil courts or district courts for the same. A special forum for fast and speedy redressal has been made called the consumer disputes redressal forums which are present in every district and state and the procedure for getting recovery from them is simple and less time consuming.
I advise you to follow up with the bank and send a legal notice and get your money debited in the proper manner as it should have been.
Banks do a lot of mistakes and it becomes your responsibility to get them corrected from the banks as they will not be willing to do it till they know that the mistake caused might have certain circumstances.
I advice you to send a proper legal notice at the branch office of the bank and to the head office as well explaining the transaction and also telling them that if your account is not debited then you would be willing to take legal action against the bank.
The banks have a mindset that the consumers do not pursue their legal remedies most offen and therefore they get away with fuch frauds. sending of a legal notice and initiating a civil proceeding is indeed a tedious task.
However, these cases are relating to such a dispute that involve a consumer and therefore there is no need to approach the civil courts or district courts for the same. A special forum for fast and speedy redressal has been made called the consumer disputes redressal forums which are present in every district and state and the procedure for getting recovery from them is simple and less time consuming.
I advise you to follow up with the bank and send a legal notice and get your money debited in the proper manner as it should have been.
Helpful?
18+
18+
Adv. Aditya Gupta
Delhi | 100+ Answers
CONTACT NOW
Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.
Connect with top Banking / Finance lawyers for your specific legal issue
No Comments! Be the first one to comment.
"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."
