Advocate M Sathish

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Questions Answered by Advocate M Sathish

Q: A SENIOR CITIZEN CYBER CRIME VICTIM IN RESIDING CHENNAI

I AM A VICTIM OF CYBER CRIME, WHERE MY CREDIT CARD HACKED AND PLAY GIFT VOUCHERS PURCHASED THROUGH AN ONLINE AGGREGATOR. INFORMED & REPORTED THROUGH TOLL FREE 1930 AND LODGED COMPLAINT. INFORMED AGGREGATOR AND CARD BANK. CAN I FILE A CASE AGAIST THEM AND WHICH COURT

Advocate M Sathish answered
In cases of cybercrime involving credit card hacking and unauthorized purchases, you can consider taking legal action against the bank as well the criminal. You should consult with a local cyber attorney in your area to assess your specific circumstances and advise you on the appropriate course of action. They will guide you on whether to file a case and which court to approach based on the details of your case. It's essential to provide all relevant information and documents to your attorney for a thorough evaluation of your options. If you are located in Chennai, our Rajendra Law Office LLP, Legal team will support you to recover the lost amount.

Q: I accidentally shared a child porn video on social media

As I was scrolling through social media, I got a child porn video and i downloaded it by mistake and forgot to delete it. When I was about to send some other video to my friend, I accidentally shared this video by mistake and the social media page disabled my account. What should I do?

Advocate M Sathish answered
I understand that you are facing a serious issue and you are looking for help. It is important to take action immediately to prevent any further harm.Firstly, you should delete the child pornography video immediately from your device and any other place where it may have been stored, such as cloud storage or external hard drives. You must understand that possessing, sharing or downloading any kind of child pornography is a serious criminal offense and can lead to legal consequences.In this situation, you should meet and consult a lawyer who specializes in cyber law. We can guide you in the right direction and help you understand the legal implications of your actions.It is also important to take necessary steps to ensure that this kind of mistake does not happen again in the future. You should be more careful when downloading or sharing any kind of content, and always ensure that the content is appropriate and legal.I hope this advice is helpful, and I strongly advise you to take immediate action to rectify this mistake and consult a legal expert for guidance.

Q: Bankruptcy NPA emi not paid I need time to repay but collection

I have sent of 7 lakh from credit card and personal loan emi I lost my job on December from January to April I have not paid my emi or due and now is NPA will filing bankruptcy help me to come out of debt

Advocate M Sathish answered
Firstly, it's important to note that bankruptcy should only be considered as a last resort after exploring all other options. Filing for bankruptcy can have serious long-term consequences on your credit score, and it may take several years to rebuild your financial standing.Before considering bankruptcy, you could explore options like negotiating with your lenders to work out a repayment plan that suits your current financial situation. You could also seek the help of a credit counseling agency, which can provide you with advice and assistance in managing your debts and creating a budget to help you regain control of your finances.If you do decide to file for bankruptcy, there are two types of bankruptcy you could consider - Chapter 7 and Chapter 13. Chapter 7 bankruptcy involves liquidating your assets to pay off your debts, while Chapter 13 involves reorganizing your debts and creating a repayment plan. It's important to note that not all debts can be discharged through bankruptcy, and some assets may be exempt from liquidation.I would strongly recommend that you consult with us in person or any other qualified financial advisor or bankruptcy attorney to discuss your options and determine if bankruptcy is the best course of action for your situation.

Q: Cybercrime Freeze My Bharathpe Merchant Account

I have Merchant Account receive payments. But My Withdrawal & Daily settlement blocked due to supecious activity. After few days I got call from merchant support. They said There is cybercrime complaint on my merchant account. Will this Complaint affect my Police clearance certificate?

Advocate M Sathish answered
Yes, you must clear the issue as soon as possible otherwise, the police will file an FIR and send a summon to appear in the court. if not appeared, Warrent may be issued to arrest you. Ask your advocate to meet the subsequent police and resolve the matter.

Q: Property stayed in DRT after issuance of sales certificate

I purchased a property through auction from a bank. The Sales certificate was issued by the bank after full payment. While approaching DRT to receive the property documents, I got to know that the borrower has filed for a stay order. (1) What steps I need to take to ensure that I get the property (2) How long does it usually takes to resolve such matters with DRT (3) In worst case, will I be able to receive my payments made to the bank and how long would this usually takes?

Advocate M Sathish answered
(1) To ensure that you get the property, you should first obtain legal advice from a lawyer experienced in property and banking laws. Your lawyer can help you understand the legal implications of the stay order and advise you on the best course of action. You may need to file a counter-affidavit to oppose the stay order and assert your right to the property. It's also important to stay informed about the progress of the case and attend any court hearings or proceedings as required.(2) The time it takes to resolve such matters with DRT can vary depending on various factors such as the complexity of the case, the availability of evidence, and the workload of the court. Generally, it can take several months or even years to resolve a case at DRT.(3) In the worst case scenario, if you are unable to receive the property, you may be entitled to receive a refund of your payments made to the bank. However, this will depend on the specific terms and conditions of the auction and the sales certificate issued by the bank. You may need to consult with a lawyer to understand your legal rights and options in this situation. The timeline for receiving a refund can also vary, depending on the specific circumstances of your case.Most of all, it's important to seek legal advice and stay informed about the progress of the case to ensure that you take the necessary steps to protect your rights and interests in the property.