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How to get insurance in a motor bike accident?
25-Jul-2023 (In Motor Accident Law)
I got hit by a bike while I was driving a honda activa. accident took place due to rash and negligent driving of the bike chap, that too he was on the wrong side of the road. all the people who gathered there including my relatives told me to dont lodge case against the defaulter as he was from the same village of myself and assured me that he will bear all my vehicle repair and medical expenses. I took my honda activa to workshop and got it repaired by settling the bills by the defaulter. but now he is refusing to pay for my medical expenses (my right hand got dual fractures, one on index finger and another one.on palm) which is around rs 5000/-. haven'nt lodged any case against him, now i'm in doubt to how to get the medical bills reimbursed as both of vehicles got repaired, so there is no scope of insurance amount. accident happened before two weeks. im a defence personnal and I have to go back to my unit on this 29 july. plz suggest any solution.
starting from the first moment after the accident happens:
• Statements at the accident scene. After a motorcycle accident, it is critically important that you are mindful of any statements you make — either to the other party, the police, witnesses, or insurance adjusters. Regardless of whose fault you believe the accident was, you should not admit fault. An accident is a jarring and traumatic experience, and it is not always immediately clear how it happened. Click on our guidelines on what to do after a motorcycle accident for some basic, post-accident procedures. Also check out our Top Ten Ways To Strengthen Your Motorcycle Accident Claim.
• Calling your insurance company. As soon as reasonably possible, call your insurance company using the toll free number on your insurance card and inform them that an accident occurred. You should have as much information as possible for the claims person, including the police incident number (or report number) or the name and badge number of the police officer on the scene. You should give them the other person’s insurance information and the names and contact information of any witnesses. Again, don’t admit any fault. Remember, these calls are often recorded. By law, the insurance company is supposed to tell that the call is being recorded, but to be safe, you should assume that every thing you say is being recorded.
• Statements at the accident scene. After a motorcycle accident, it is critically important that you are mindful of any statements you make — either to the other party, the police, witnesses, or insurance adjusters. Regardless of whose fault you believe the accident was, you should not admit fault. An accident is a jarring and traumatic experience, and it is not always immediately clear how it happened. Click on our guidelines on what to do after a motorcycle accident for some basic, post-accident procedures. Also check out our Top Ten Ways To Strengthen Your Motorcycle Accident Claim.
• Calling your insurance company. As soon as reasonably possible, call your insurance company using the toll free number on your insurance card and inform them that an accident occurred. You should have as much information as possible for the claims person, including the police incident number (or report number) or the name and badge number of the police officer on the scene. You should give them the other person’s insurance information and the names and contact information of any witnesses. Again, don’t admit any fault. Remember, these calls are often recorded. By law, the insurance company is supposed to tell that the call is being recorded, but to be safe, you should assume that every thing you say is being recorded.
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Adv. Siddhant Sharma
Delhi | 500+ Answers
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