LawRato

Insurance company denying tp provide top up facility stating name not


14-Jan-2023 (In Startup Law)
Hello nif psu employee has paid for Additional mediclaim topup during commencement of policy but local Division HR Department failed to convey that employee name in additional topup list to Head office therefore head office didn't paid the additional top up premium to mediclaim company.Now the employee's base policy sum assured Rs 500000 is exhausted and the demanded to release additional top policy sum assured amount Rs 500000 but mediclaim company denied conveying name not included in additional top up employee listnEmployee urgently require this sum assured amount for critical illness treatment of dependnKindly suggest if employee doesn't wish that any action to be taken on HR employee and the additional topup policy is released by mediclaim company. How can one solve this issue.
Answers (1)

Answer #1
634 votes
Well, without putting blame on HR for his negligence, you cannot seek Mediclaim amount from the concerned Mediclaim Company. However, you can request Company to not take any action against such HR for causing negligent act.
Helpful? LawRato LawRato

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.

Report abuse?

Comments by Users

No Comments! Be the first one to comment.

"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."