LawRato

Wrongful auction notice, Trespass, and Damage


11-Aug-2025 (In Recovery Law)
I own a flat in Neral with home loan from Bank XYZ, not ICICI. ICICI’s recovery agents wrongly affixed defaulter/auction notices on my door meant for another borrower (due to same flat numbers in different buildings). They broke my lock and entered without consent for flat inspection, after which appliances were stolen. I don't stay there. They didn't involve the society. How can I ensure that the bank corrects its mistake and does not create complications when I try to sell the flat?
Answers (1)

Answer #1
501 votes
You should immediately send a detailed legal notice to ICICI Bank demanding correction of records, withdrawal of any notices, and written clarification that you are not their borrower. Enclose proof of your ownership and home loan from Bank XYZ. Also lodge a police complaint for trespass, theft, and criminal intimidation against the recovery agents, mentioning the mistaken identity. Inform your housing society in writing to maintain records. Simultaneously, file a complaint with the RBI Banking Ombudsman for wrongful action. This will create a documented trail, ensuring the error is rectified and preventing any title complications when you sell.
Helpful? LawRato LawRato
Advocate Saylee Chaudhari

Adv. Saylee Chaudhari

LawRato Dombivli | 50+ Answers
Chat with Advocate Saylee Chaudhari Chat 

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.

Report abuse?

Connect with top Recovery lawyers for your specific legal issue
Connect with a Lawyer
Comments by Users

No Comments! Be the first one to comment.

"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."

All Answers

Googling your legal issue online?

The internet is not a lawyer and neither are you.
Talk to a real lawyer about your legal issue.

LawRato