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Unable to pay credit card dues what can I do
10-Jun-2023 (In Recovery Law)
My father has received a notice from Citibank regarding settlement of the credit card outstanding. I want to highlight on few points and would highly appreciate your revert at the earliest. My dad is a Sr. Citizen & frm past 10 years not working has no source of income. We daughter run his house for his living. Whatever savings he had in the past he has always made the payment for 8 yrs.He has no assets which he can sell n make the payments. He never wanted to be a defaulter unfortunately the conditions are not in his favor from past 2 years he is unable to pay a single penny. Please advice
It seems that long back credit card was given, if credit card transaction is more than 3 years old, it's time barred. Do not make payment. However if u feel excessive phone calls and repeated visits by bank officers or agent, then file police complaint, pls note that in absence of court order, no one can compell you to pay.
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Adv. Sunil Kadam
Mumbai | 100+ Answers
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