Legal action if unable to attend court for credit card delay payment

Lok Adalat is an alternative dispute resolution mechanism where disputes are settled outside the court system. It is a forum for the amicable settlement of disputes between parties. If you do not show up on the due date in a Lok Adalat in the case of a delay in paying credit card bills, the consequences may include:

1. The Lok Adalat may pass an ex-parte order against you, which means that the order will be passed in your absence.

2. The Lok Adalat may direct the credit card company to recover the amount due along with interest and penalty charges.

3. The credit card company may take legal action against you, which could result in the seizure of assets or garnishment of wages.

4. Your credit score may be negatively impacted, which could make it difficult for you to obtain credit in the future.

5. The credit card company may also blacklist you, which could make it difficult for you to obtain any kind of credit in the future.

It is important to attend the Lok Adalat and try to reach a settlement with the credit card company.
If you are unable to attend the Lok Adalat on the due date due to prior commitments or unavoidable circumstances, you should inform the Lok Adalat and the credit card company as soon as possible. It is important to provide a genuine reason for your inability to attend the Lok Adalat. If your reason is accepted by the Lok Adalat and the credit card company, they may reschedule the hearing and give you a new date to attend.