I want to take injection order against credit card issuer

135 votes

An injunction order for a credit card is a legal order issued by a court to temporarily or permanently stop a credit card company or its recovery agents from taking specific actions like filing a lawsuit, freezing accounts, or using harassment or coercive tactics to recover dues.

This type of order is usually sought by a credit card holder who feels that the company is violating their rights, using unfair recovery practices, or acting outside legal boundaries.The purpose of the injunction is to protect the individual from harm until the court can properly review the matter.

LawRato LawRato

687 votes

In response to your situation, here’s a legal course of action you can take: 1. File an Injunction: You can file an injunction suit in the Civil Court under Order 39, Rule 1 & 2 of the Code of Civil Procedure, 1908, to prevent recovery agents from visiting your home or harassing you. Courts can restrain the bank and its agents from such activities if you demonstrate that their actions violate your rights. 2. Report Harassment: As per RBI guidelines, banks must follow specific protocols for recovery. Any abusive or harassing behavior is illegal. You can lodge a formal complaint with the bank's grievance cell and the Banking Ombudsman under the RBI. 3. Consumer Court: If the harassment continues, you can also file a complaint in the Consumer Court for deficiency in service and claim damages for the mental agony caused. Please proceed accordingly for quick relief. Regards, Adv. Anwari Khot

Advocate Anwari Khot LawRato