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Given money to friend but he is failed to give on so many deadlines
30-Oct-2025 (In Recovery Law)
I gave my credit card to a friend in the UK. He used £1200, promising to repay in a month. He sent £250 over 6 months which I used for minimum payments. Two years later, £1,000 is still unpaid. I lost old statements and chats after changing phones. I have no proof or can’t get statements— can I win the case with only partial WhatsApp messages from six months where he said he will pay? We both are in India now.(only WhatsApp proof where he said he will pay 1000) is my only evidence.
see if you have those chats complete in nature where acceptance of your money is admitted then there can be something which can be done. his promise to repay that amount should also be covered.
is there anything that he has given you like blank cheques or any agreement or so.
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Adv. Anurag Jangra
Adv. Anurag Jangra
Delhi | 200+ Answers
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The WhatsApp message can support your claim but may not independently establish liability especially as the transaction occurred in the UK and both parties are now in India. If the message expressly admits he owes £1,000, you can issue a legal notice demanding repayment based on acknowledgment of debt. However, success in court will depend on corroborating evidence such as credit card statements, payment records, or bank transfers. Consider first sending a formal legal notice through a lawyer or exploring settlement through written communication.
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Adv. Preena Kashyap
Adv. Preena Kashyap
Delhi | 25+ Answers
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You can still pursue a recovery case, but success will depend on the clarity of your WhatsApp messages. If those messages clearly show your friend admitting he owes you £1,000 and promising repayment, they can serve as valid electronic evidence under Section 65B of the Indian Evidence Act. Even without old statements, such acknowledgment may be enough for a civil money recovery suit in India, provided the chats are properly certified and authenticated. You should first send a legal notice demanding payment, preserve all chats and payment proofs, and then file a recovery suit if he fails to pay.
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Adv. Aman Verma
Adv. Aman Verma
Delhi | 50+ Answers
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Based on the facts shared, your case primarily relies on limited documentary evidence, i.e., WhatsApp messages wherein your friend acknowledged the debt and promised repayment of £1000. Such messages can be treated as electronic evidence under Section 65B of the Indian Evidence Act, provided they are properly certified and admissible in court. However, since the original credit card statements and detailed transaction proof are missing, establishing the full amount owed and the original transaction may be challenging.
You can still initiate a civil recovery suit in India for the admitted amount mentioned in the WhatsApp chat. Ensure you take a proper printout of the messages along with a Section 65B certificate. If you can obtain partial statements from your bank showing the relevant transactions, it will strengthen your case.
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Adv. Ashish Kumar
Adv. Ashish Kumar
Delhi | 25+ Answers
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You can proceed, but be clear about the risk. Courts need proof, not assumptions. Only a partial WhatsApp chat is weak unless it clearly shows the amount taken and promise to repay. First try to get old credit card statements from your bank, and keep the WhatsApp chat as secondary evidence.
Send a legal notice and attempt settlement. If he doesn’t pay, you can file a recovery suit, but your chances improve only after you rebuild proper evidence.
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Adv. Adarsh Kumar
Adv. Adarsh Kumar
Delhi | 400+ Answers
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