garnishee order debit freeze amount blocked in bank account

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A garnishee order is issued by the court directing the bank to freeze or debit the amount lying in your account towards satisfaction of a decree or recovery proceedings. The bank is legally bound to comply with such order and cannot permit withdrawals without court permission. If your account is wrongly frozen or the amount exceeds the decretal liability, you have the right to approach the same court and file an application to set aside or modify the garnishee order by showing valid grounds. You may also seek release of essential funds for livelihood or business expenses. It is advisable to immediately obtain a copy of the order, verify the case details and contest the proceedings if you were not properly served or if there are legal defects. Delay may result in transfer of funds to the decree holder. Proper legal steps at the earliest stage will help in protecting your rights.

Advocate Pavani Kumari LawRato