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Loan approved without my Approval by builder
07-Feb-2023 (In Property Law)
I have booked a property with Karrm infrastructure on monthly basis without loan however after paying it for 2 years they took loan on my name with Aspire home finance and i was not aware of it , As i got a text msg from the bank i told builder i dont want the loan and also called the bank to cancel it ,however it is not done yet and property amount was 6.3 lacs but they took loan of 9 lacs what should i do as i cannot apply a home loan now.
you can file criminal complaint against builder and bank.Because without your approval how they can disburse loan on your name.There may have fraudulent transaction done by builder and bank.Therefore you can file criminal complaint against bank and builder.
Helpful?
28+
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Adv. Sandeep Shamrao Pingale
Mumbai | 400+ Answers
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My Response to your query:
as per your query it reflect that builder took loan on your name for flat. Bank can't approve loan without your consent that mean you consent letter must be there.
You can make representations to bank that you are not aware about this fact.. You can file criminal complain against that bank branch and against builder.
You can also approch to consume forum.
For More detail you may contact me
as per your query it reflect that builder took loan on your name for flat. Bank can't approve loan without your consent that mean you consent letter must be there.
You can make representations to bank that you are not aware about this fact.. You can file criminal complain against that bank branch and against builder.
You can also approch to consume forum.
For More detail you may contact me
Helpful?
39+
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This is my response to you:
1. This will depend on the appointment letter;
2. If you believe there is cheating by the builder then file a complaint to RERA;
3. You can also file a complaint to the police station;
4. Consult a local lawyer and take steps.
1. This will depend on the appointment letter;
2. If you believe there is cheating by the builder then file a complaint to RERA;
3. You can also file a complaint to the police station;
4. Consult a local lawyer and take steps.
Helpful?
29+
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Adv. Gowaal Padavi
Mumbai | 500+ Answers
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Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.
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