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EMI paid by husband of flat how to clai m rights on flat


03-Jul-2023 (In Property Law)
we have a 1BHK flat which has name of my brother in law & my husband is nominee?EMi is paid by them.We stay in rented home.What can be done to claim right on flat as during getting loan even my husband docs were presented to bank. We are ready to pay half EMI.also what are rights of nominee
Answers (3)

Answer #1
663 votes
As I understand EMI is paid by your brother-in-law and the flat is also in his name. For what purpose documents of your husband was given to the Bank at the time of obtaining loan? whether he was as a guarantor or as a co-borrower? It seems that your husband documents were given only for convenience purpose. As a Nominee, you have no rights over the flat except after death of the owner of flat, nominee will be only a trustee for other beneficiary of the flat and the nominee can do everything i.e. co-ordinate with Society, give flat on rent etc but can sell flat or claim title/ownership of the flat. To claim right over the flat, your husband needs to talk to your brother-in-law and make out an arrangement if possible, else your husband cannot claim any right over the property.
Answer #2
855 votes
Currently who is in the possession of Flat and till what period your husband has paid emi of flat .
Nominee's rights only exists after the death of nominor until then no right of nominee on the said property.
Answer #3
831 votes
Nomination is a process, whereby a person authories someone to receive the assets on his/her behalf after death. It come into operation after the death of the owner. Nominee is not a legal heir and does not get everything, the legal heir , even if not mentioned in a will can claim estate from the nominee as per law

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