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What if the insurance gets cancelled due to a mistake in document
27-Jul-2023 (In Insurance Law)
My father's mediclaim was denied stating the I have not disclosed that he has hypertension. Actually policy is 2 years old and my father has bp from last 13 months, however hospital mistakenly mentioned it as 13 years and they canceled claim. Please suggest what I can do in this case.
I would need to study the policy-terms (and your disclosures), before tendering legal-advice. Having said this, your problem, at first blush, is one that may require the consumer courts intervention - if the insurer cancelled your father’s policy, despite being made aware of the facts (and those facts being substantiated, within reasonable time, with appropriate supporting records). I think that I can help you through this, and request you to reach out to me through Lawrato. I look forward to being of help.
Helpful?
Adv. Arjun Narayan
Delhi | 25+ Answers
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Your case remind me a similar case which is currently pending in the NCDRC. You should contact the concerned Hospital first and write a Letter to the Doctor of the Hospital who had treated your father and arrange to get the clarification from them regarding the period of hypertension and then again made a representation to the Insurance Company regarding the Mediclaim. The Hospital Authorities are duty bound to give a clarification for a mistake which they have made.
You can contact me for further discussion.
Warm Regards,
Adv. Shashank Mishra
You can contact me for further discussion.
Warm Regards,
Adv. Shashank Mishra
Helpful?
Adv. Shashank Mishra
Delhi | 25+ Answers
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