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How to calculate the exact compensation amount for my MACT claim?
06-May-2026 (In Insurance Law)
Want to know the calculation of claimed amount through available documents
The exact amount in a MACT claim petition is generally calculated on the basis of:
1. Income of the injured/deceased person
2. Future prospects (increase in future income)
3. Age and multiplier applicable as per Supreme Court judgments
4. Number of dependents
5. Deduction towards personal expenses
6. Medical expenses actually incurred
7. Loss of income during treatment
8. Pain, shock and suffering
9. Loss of consortium, estate and funeral expenses (in death cases)
10. Permanent disability percentage and its impact on earning capacity (in injury cases)
Normally, the calculation is done as per the principles laid down in:
- Sarla Verma v. Delhi Transport Corporation
- National Insurance Co. Ltd. v. Pranay Sethi
For exact calculation, details such as age, income proof, occupation, medical bills, disability certificate, and dependency details are required. After considering all these factors, the final claim amount is computed before filing the MACT petition.
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Adv. Neel Kirankumar Shah
Anand | 5+ Answers
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