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Health insurance denied due to ongoing Depression treatment
26-Sep-2024 (In Insurance Law)
Insurance company is denying me issuance of health insurance because I am taking treatment for depression. Isn't it a violation of MHC 2017 and all the following IRDAI Orders. I have tried complaining about the same to the company's grievance redressal forum, but they said their policy does not allow issuing the insurance since the person is taking treatment of depression. Do I have any case here?
Under the Mental Healthcare Act, 2017, and IRDAI guidelines, insurance companies cannot deny coverage solely due to mental health conditions like depression. If your claim is being denied on these grounds, it is likely a violation of these provisions. You can file a complaint against it. also need to have look at your insurance claim
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Adv. Qausar Khan
Delhi | 50+ Answers
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