Know your legal rights about pensions for military personnels

June 08, 2019
By Advocate Chikirsha Mohanty


Pension is a regular payment made by the state to a person after he or she is officially retired from service. This is called service Pension. A commissioned officer is entitled for service pension after 20 years of service. A Non Commissioned officer is entitled for service pension on completion of 15 years of service. A non commissioned officer, when discharged after 14 years of service, can also be granted service pension. Such armed forces personnel are entitled to claim for condonation of shortfall in qualifying service for grant of pension. An Armed Forces personnel, who is dismissed from service, is normally ineligible for service pension. However in exceptional circumstances, at the discretion of President of India, he can be granted service pension. A person who is removed from service can also be considered for grant of service pension.

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Pension when it is given to the widow or family members of the service personnel after his death is called family pension. Death of such Armed Forces personnel may be during service or while drawing pension on account of his retirement.

There are three kinds of Family pensions:

1. Liberalised Family Pension granted to families of the Armed Forces personnel killed in war or war like operations, counter insurgency operations or in an encounter with or in incident involving armed hostiles, terrorists, anti-social elements etc,

2. Special Family Pension may be granted to the family of an Armed Force personnel if his death is due to or hastened by a wound, injury or disease which is attributable to military service or aggravated by military service which was existed or arose during military service.

3. Ordinary Family Pension is granted to Families of an Armed Force Personnel who die during service for causes neither attributable to nor aggravated by service, or after retirement with pension. Special Child, unmarried or divorced daughter(s) are authorised for life time family pension.


The pension made on account of disability of the serviceman is called disability pension. Disability pension is granted to the personnel incapacitated due to any accident or disease suffered while or due to service. There must be a reasonable nexus and at least remote connection between disability and duty of the personnel to entitle him for DP.

A soldier cannot be asked to prove that the disease was contracted or aggravated by him on account of military service. It is presumed that he was disease-free at the time of his entry into Armed Forces, having being found fit due to physical and medical examinations. That presumption continues till it is proved by the employer that the disease was neither attributable to nor aggravated by military service. He is entitled to DP in addition to his service pension.

Consult: Top Armed Forces Tribunal Lawyers 


As per the GOI letter dated 31.01.2001 the Armed Force Personnels are granted benefit of broad banding scheme of disability pension.

As per the letter personnels are entitled to round off his disability to 50 % if his disability is granted from 1 to 49 %. If disability is granted from 50 to 75% he is entitle to round off to 75 %. If disability is 76 to 100% then round off to 100%.

This scheme is applicable to all armed personnels if they are granted disability on account of invalidation/discharge/superannuation or release from service even if they are discharged or released on account of their own request before completion of terms and engagement of pmr from service.

Invalid Pension is given to a personnel if he is invalided out of service and is unable to discharge his duties on account of a disability, and his condition is unlikely to improve.

TO have a better view about the topic, have a look at the videos below. To contact Advocate Wg.Cdr.Ajit Kakkar for further clarifications regarding the same, click here.




Consult: Top Armed Forces Tribunal Lawyers 

Consult with the top armed forces tribunal lawyers in India at LawRato.


These guides are not legal advice, nor a substitute for a lawyer
These articles are provided freely as general guides. While we do our best to make sure these guides are helpful, we do not give any guarantee that they are accurate or appropriate to your situation, or take any responsibility for any loss their use might cause you. Do not rely on information provided here without seeking experienced legal advice first. If in doubt, please always consult a lawyer.

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User Reviews

4.8 - 19 reviews

good article. Please provide more info

Vignesh on Feb 20, 2020

good article. Can you share more detail

Shreya on Mar 30, 2020

Gave me a very clear idea of the subject.

Rashmi on Mar 26, 2020

nice article. Thanks for the information

Meena on Feb 21, 2020

very nice article

Ekta on Mar 04, 2020

needed more information. Where to call?

Mahesh on Mar 22, 2020

Written in a very simple language.

Sourav on Mar 10, 2020

very informative. Can you tell more about this

Kamal on Mar 31, 2020

very helpful and detailed

Pradeep on Mar 05, 2020

needed legal help…whom shall I contact?

Khushi on Mar 11, 2020

great content. Thanks.

Praveen on Mar 05, 2020

Very good article

Aruna on Apr 01, 2020

more info needed on the law

Nitin on Mar 28, 2020

Excellent work. Very helpful for understanding the subject.

Nitin on Mar 19, 2020

helpful in understanding the law

Raju on Mar 30, 2020

thanks for the info. How can we contact a lawyer?

Deep on Mar 21, 2020

whom to contact for any legal query?

Ashish on Feb 20, 2020

Good work with the article. Solved all my legal queries. Regards.

Kajal on Mar 18, 2020


Shalini on Mar 17, 2020