sbi yono wrong transaction refund money. 09196427102

882 votes

If you have transferred money to a wrong account through SBI YONO, you should immediately report the transaction to SBI and raise a written complaint with your branch. Preserve screenshots, transaction reference number, account statement and all communication records. You may also lodge a complaint on the National Cyber Crime Portal or call the cyber helpline 1930 without delay. The bank will contact the beneficiary bank and attempt recovery, but refund is not automatic and depends on whether the recipient consents or the amount is still available in the account. If the bank fails to act despite timely reporting, appropriate legal remedies can be pursued before the competent authority.

Advocate Sanket Ganpat Khamkar LawRato

1000 votes

If money has been wrongly transferred through SBI YONO, the transaction cannot be cancelled once processed. You should immediately report the matter to SBI, raise a transaction dispute, and provide the Transaction ID and details. If the recipient does not voluntarily return the money, you may file a complaint with the bank, approach the RBI Integrated Ombudsman Scheme, and, if necessary, initiate civil or criminal legal proceedings depending on the facts. In cases involving fraud, report the matter immediately to the Cyber Helpline 1930 and the cyber crime portal.

Advocate Aravind Pandit LawRato