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Filing harassment complaint against digital lending apps
09-Oct-2023 (In Civil Law)
Hi,
I have taken a few cash loans from digital lending apps and due to a lot of financial stabiity at home,i am really struggling to repay their loans which has ballooned due to their exorbitant interest rates.
None of digital lending apps have a proper customer service and they are not responding to my emails/calls so that i can get an increase in tenure.
I have two questions:
I am getting threatening calls and texts from their recovery agents on every last day of repayment(Have filed a cyber complaint),i have not received any response from cyber cell and these daily calls demand a prompt response as they have downloaded all my contacts and threaten to shame me publically.How do i deal with it? how to complaint against loan apps? Is there a way to send one legal notice to all these apps to stop harassing and agree to a legal repayable amount.
Please respond quickly as day by day i am getting suicidal with these threats.
Yes. not only the legal notice but also a case can be filed against them thereby requesting the court to grant injunction against them from calling/harassing and to get the recovery done only through legal process if there is any..
Helpful?
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Adv. Suneel Kumar
Delhi | 200+ Answers
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Is 7 days loan app legal?
The Reserve Bank of India or any NBFC does not approve this type of application. As they are not approved, and usually associated with fraud, they dont last long.
How do you stop loan company harassment?
Filing a complaint with the police- You can make a formal complaint to the police against the bank, or third-party agent. ...
Injunctions against recovery agents can be filed.
Filing a defamation suit- ...
Trespassing- ...
Extortion grievance- ...
Bank complaint
How do I stop online lending harassment?
Send a cease-and-desist letter to the lender and its agents. You can also state that you will take legal action in the event of harassment. You should keep all correspondence as evidence. 30 Sept 2023
How do I complain about instant loan harassment?
Call the national cybercrime hotline at 1930 to report your fake loan app complaint.
Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.
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