Default in payment of education loan


My father was taken education loan for my study. After few emi he was died. Now I am unable to repay the loan amount. Due to NPA a/C the a/C was restructured and now write off by bank. But it impact in my cibil report. Cibil score was very good I.e. 785 but in report have mansion the write off a/C details which impact in my current financial requirements (Loan) clearance. Please suggest how we can out from this situation???

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