Clarification on house loan to customer
16-Dec-2023 (In Banking / Finance Law)
As a banker I had sanctioned a house loan to a customer who wants to construct a house for resale purpose. I had disbursed loan amount in 5 installments but after taking last installment he had stopped further construction. Now bank is taking action against me that you have disbursed total amount before completion of house. What should I do.
A. A Legal notice serve to customer for start left construction a house. After limitation Legal notice you can be going to concerning court valid security under the SARFAESI Act. If equitable mortgage is created favour to bank.
B. A Legal notice serve to Guarantor Regarding for to be start left construction a house .After limitation Legal notice to you can be going to concerning court valid security under the SARFAESI Act.
C. After limitation Legal notice you can be going to concerning court for Recovering Loan in suite under section 37 CPC.
D. After limitation Legal notice you can be going to concerning Police station for fraud by customer.
B. A Legal notice serve to Guarantor Regarding for to be start left construction a house .After limitation Legal notice to you can be going to concerning court valid security under the SARFAESI Act.
C. After limitation Legal notice you can be going to concerning court for Recovering Loan in suite under section 37 CPC.
D. After limitation Legal notice you can be going to concerning Police station for fraud by customer.
क्या लोन लेने वाले व्यक्ति द्वारा बैंक के साथ ऋण लेते समय एक एगरिमेंट किया गया था ?
उस एग्रीमेंट के अनुसार क्या उसने कोई शर्त की अवहेलना की है ?
किसी भी व्यक्ति द्वारा स्वम को फ़ायदा पहुँचाने के लिये एगरिमेंट तोड़ना भारतीय दण्ड साहिता के तहत दण्डनीय अपराध है।
आप उस व्यक्ति के विरुद्ध क्रिमिनल केस कर सकते है और हाँ केस करने से पहले वक़ील के ज़रिये क़ानूनी नोटिस ज़रूर देना ।
उस एग्रीमेंट के अनुसार क्या उसने कोई शर्त की अवहेलना की है ?
किसी भी व्यक्ति द्वारा स्वम को फ़ायदा पहुँचाने के लिये एगरिमेंट तोड़ना भारतीय दण्ड साहिता के तहत दण्डनीय अपराध है।
आप उस व्यक्ति के विरुद्ध क्रिमिनल केस कर सकते है और हाँ केस करने से पहले वक़ील के ज़रिये क़ानूनी नोटिस ज़रूर देना ।
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