Advocate Pratibha Pandey

Questions Answered by Advocate Pratibha Pandey (25+ answers)

Q: Rent and deposit refund from landlord

I visited a house property for renting.I finalized property and landlord forced me to give him one rent + deposit advance without taking possession of house.I gave him me money through upi.then due to unexpected job transfer I didn't take that house and asked owner for refund on the second day but owner refused to give money. I have been calling him and the broker for refund but they are ignoring me.What are legal steps can I take.? Can I send home legal notice for 420 and also cyber fraud

Advocate Pratibha Pandey answered
You can first send a legal notice to the landlord and broker demanding a refund of the advance and rent paid, mentioning that possession was never given. If they fail to respond, you can file a consumer complaint for deficiency of service and unfair trade practice. Additionally, since the money was transferred via UPI, you can also file a police complaint under Section 420 IPC (cheating) and Section 406 IPC (criminal breach of trust) along with a cyber fraud complaint on the National Cyber Crime Portal. Keep all transaction proofs, chats, and call records ready as evidence.

Q: After retirement whether Bank can take any legal action againstofficer

I am retired from bank service on 30/06/2025. Bank issued vigilance clearance to me and paid all terminal benefits to me..before eleven years one incident happened regarding fdr.I have at present put my money in same bank due to staff fdr rate of interest.Whether bank can take any legal action against me or not ? Whether Bank freeze my fdr or not?Please guide me on mobile no 9429655135. I want advise from labour court lawyer

Advocate Pratibha Pandey answered
Since you have already received vigilance clearance and all terminal benefits from the bank at the time of retirement, the bank generally cannot take any action against you for any old incident unless there is proven fraud or misappropriation. Regarding your FDR, the bank can freeze it only if there is a pending legal dispute, court order, or recovery proceedings initiated against you. If there is no such ongoing case or decree, your FDR cannot be frozen. However, since an old incident is mentioned, it is advisable to keep all documents related to the previous inquiry and retirement benefits safe. If the bank initiates any legal action or freezes your FDR, you should immediately approach a labour or banking lawyer to challenge such action.

Q: Husband absconded to malaysia details

Can I seek my husband details from malaysian embassy as per Indian law if my husband absconded to malaysia after deserting me and minor daughter?

Advocate Pratibha Pandey answered
Yes, you can seek your husband’s details, but not directly from the Malaysian Embassy. As per Indian law, you need to file a police complaint and/or approach the local court. The court can issue summons or a Look-Out Circular, and through the Ministry of External Affairs, you can request assistance from the Malaysian authorities. You may also file a case under Section 125 CrPC for maintenance or under the Domestic Violence Act, and the court can help you get his details legally.