GST applicability for under construction property


Dear Sir, I have done aggrement in OCt.2014 and as per aggrement required registry and VAT was paid. After flat construction was delayed from builder end and now 2018 it is completed. I was taken loan amount 1600000 from bank and out of this 400000 was to be paid after completion. Does GST is applicable for remaining amount. Who has to paid. Please advice

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