Advocate Ali Ahamed

Questions Answered by Advocate Ali Ahamed (25+ answers)

Q: Loan Cancellation Process: How to Cancel a Sanctioned Loan

Hi. My question is that I got a loan sanctioned by a bank for a property loan transfer. But when I went to the bank where my property loan was, they were ready to give me a lower interest rate for my existing home loan with them. Now the problem is, how do I cancel the home loan approved by the later bank? They have all my signed documents like cheque, agreement, etc., but the loan has not yet been transferred. Please advise.

Advocate Ali Ahamed answered
Transferred is not the correct term. The correct term is disbursed. You may make a representation to the bank to stop the disbursement and to cancel the loan agreement. The bank will charge somewhat for that.

Q: Domestic violence. Physical, mental, emotional and verbal abuse

I'm 24f & my sis 22f. My dad was abusive since our childhood. There were years where I got beaten up daily. He gave me nick names like idiot, fool, etc., He threatens to kill us whenever we don't behave right from when we were kids. Now after we grew up the abuse got more verbal and mental. He slut shames us when angry. He slut shamed my sister for wearing a perfume! He used to confiscate our phones at night because I talked to my depressed friend at night. He spies on us every night. He now forces us to wake up at 6 am though there is no work to do. Last Sunday we slept till 9 am. He verbally abused and threatened to beat us up if we do it again. We should keep our rooms open till night. We're not allowed to step out of the house for anything or than visiting temple with family. We're not allowed to go out, to meet friends, shopping, etc. We're in a house arrest situation. We are suicidal now. Shall we press charges against him?

Advocate Ali Ahamed answered
You are at liberty to approach your jurisdictional police station and lodge a complaint against your father. In addition you may also move to the Social Welfare Officer available at District Collector Office and lodge a complaint regarding Domestic Violence and thereafter the same could be referred to the Magistrate Court for enquiry.

Q: AB Bail for 498A , 3,4 of DP Act

My wife has registered false 498A and Dowry case against me and my family in her native place Nellore -Sullurupeta(AP) police station. I had contacted lawyer and paid fees for AB Bail. Now after two weeks he is telling that court advised get bail from police station since punishment under 498a is 3 years only and he told told he will arrange suriety for bail but we have to pay some amount to police as bribe.. I am confused now, whether what lawyer told Is correct. Is it okay to get station bail or Should I insist lawyer to go for AB Bail.

Advocate Ali Ahamed answered
498A is bailable only in AP. As such you may get station bail itself. But you may also charged with some other sections which relates to curelty. So first analyse that and move to the station for bail.

Q: How to take legal heir certificate for my father who died in 1990 ?

My grand father has a land in his name.The patta for that particular land is in my father's name. Now both of them are died. I want to sell that land and my brothers and sisters also agreed to sell but registrar asks for legal heir certificate for my father . He died in 1990 and he has no brother or sister . My father is a single child for my grand father. Now how to take legal heir certificate for my father ?(religion is hindu)

Advocate Ali Ahamed answered
You may apply for legal heir certificate through online eservice source. You have to produce the death certificate and other relevant certificates during that course. After due enquiry you may get the legal heir certificate. in case of refusal you may approach a civil court by filing a civil suit for declaring you and your siblings as legal heirs of your deceased father and get a decree and produce the same before registrar.

Q: Ancestral property total family given registered G.P.A

Ancestral property total family given GPA (registered) to 2 of themselves, GPA holders 1 and 2 entered a registered sale agreement with me of d property I paid in DD both of them the entire 1cr 5 lakhs money and 4 lakh balance,then they started denied to come to register I have filed a specific performance case against them.i have shown in my income-tax also they r telling in reply notice that money taken for loan only not for sale of the property, the same g.p.a holders 1 and 2 sold 1 acre in the same survey no 5 months back on my sale agreement Date.

Advocate Ali Ahamed answered
Whether you filed case for specific performance with Alternative prayer of return of advance sale consideration? If so you may get the amount with interest. In addition you may also implead the subsequent purchasers to the case which you've filed and sought for declaring the subsequent sale deeds as null and void.