Statewide Legal Representation
Without exception, Michael Salanick represents debtor and creditor clients in all four of California's Federal Bankruptcy Court Districts—including the Central District, Southern District, Eastern District, and Northern District.  He is known for developing cost-effective, personalized strategies in Chapter 7, Chapter 13, and complex creditor-side matters. He regularly appears in courts across the state and provides​ tailored representation informed by each district’s unique local rules, practices, and trustee panels.
Throughout his career, Michael has successfully prosecuted adversary cases under 11 U.S.C. § 523 and 11 U.S.C. § 727, securing denial of discharge based on fraud and enforcing creditor claims across a broad spectrum of debtor entities. He is skilled in managing contested bankruptcy proceedings, including resolving objections to discharge, exemptions, plan confirmations, and claim objections from both secured and unsecured creditors, including the IRS, loan servicers, and major lenders.
Michael has a strong track record in securing favorable settlements for clients, significantly reducing secured and unsecured claims and preventing foreclosure actions. His negotiation skills extend to obtaining advantageous loan modifications, deed in lieu agreements, and principal reductions, achieving favorable outcomes in complex financial disputes.
Practice Philosophy
Michael approaches each case with meticulous legal analysis, clear communication, and a focus on practical, effective solutions. His client-centered style emphasizes transparency, strategic problem-solving, and a dedication to resolving legal and financial distress with precision. Whether working on behalf of a distressed homeowner or representing a creditor in a complex business bankruptcy, Michael prioritizes legal efficiency, sustainable outcomes, and cost-sensitive representation that preserves client options and resources.
Michael focuses his bankruptcy law practice on:
Chapter 13 reorganization for individuals and homeowners
Creditor-side litigation in adversary proceedings
Foreclosure defense and lien resolution
Chapter 7 and Chapter 11 strategy consulting and representation
Chapter 13 Restructuring for Individuals and Homeowners
​Michael has extensive experience guiding individuals and families through Chapter 13 bankruptcy, using the process to prevent foreclosure, cure mortgage arrears, and eliminate unsecured debt. His representation in Chapter 13 matters includes:
Halting foreclosure sales and preventing trustee auctions
Curing mortgage defaults over a five-year repayment plan
Avoiding wholly unsecured junior liens, and
Discharging credit card, medical, and personal loan debt
Chapter 13 allows homeowners and wage earners to reorganize debt while retaining their property, and Michael works closely with each client to structure a feasible repayment plan tailored to household needs. He is especially skilled at resolving disputes with mortgage servicers, addressing tax claims, and contesting improper valuation or lien positions to maximize client benefit.
Business Debt Strategy, Ownership Guarantees and Collateralized Obligations, and Chapter 11 Consulting
For closely held businesses and corporate debtors, Michael provides targeted bankruptcy strategy and representation under Chapter 11. He advises on pre-petition planning, lease obligations, and dispute resolution, and has worked with clients navigating:
Subchapter V reorganization options for small businesses
Out-of-court restructuring and settlement, and
Creditor plan objections and claims resolution
Michael also represents creditors and stakeholders in contested Chapter 11 matters, including plan voting, nondischargeability litigation, and stay relief motions. His approach is always calibrated to client goals—whether business continuity or efficient wind-down.Creditor Representation and Bankruptcy Claims
Michael represents creditors ranging from individual lenders to financial institutions in enforcing their rights in bankruptcy cases. His experience includes:
Filing and litigating proofs of claim and secured claims
Objecting to discharge or dischargeability under §§ 523 and 727
Pursuing nondischargeable judgment enforcement, and
Litigating preference and fraudulent transfer actions
He represents lienholders in contested matters involving collateral recovery, asset valuation, and stay relief motions, and has represented creditor clients in both high-asset individual cases and business bankruptcies involving litigation recoveries or successor liability concerns.
Commercial Lease Workouts and Pre-Bankruptcy Strategy
Michael also advises corporate clients on lease liability strategy, particularly when dealing with real estate and commercial tenancy disputes in distressed scenarios. He has handled numerous matters involving:
Lease assumption and rejection under 11 U.S.C. § 365
Pre-bankruptcy lease termination negotiations
Landlord-creditor enforcement in tenant bankruptcies, and
Evaluating long-term occupancy liabilities in liquidation contexts
In pre-bankruptcy scenarios, Michael helps clients weigh strategic options for resolving disputes without formal court intervention—through forbearance, settlements, and negotiated lien releases—maximizing recoveries while minimizing risk exposure.
Industries and Clientele
Health care providers and hospice organizations
Closely held family-run businesses and partnerships
Nonprofit and tax-exempt entities
Real estate investors and property-owning individuals
Consumer and business debtors with complex secured and unsecured debt
Creditors and lienholders seeking to recover assets or enforce rights
Education and Admissions
J.D., University of Michigan Law School Associate Editor, Michigan Journal of Race & Law
Master of Public Policy (M.P.P.), Gerald R. Ford School, University of Michigan
B.A., with honors, Political Science and Public Administration
Admitted to Practice:
California State Bar (2002–present)
U.S. District Court and U.S. Bankruptcy Court
Central District of California
Southern District of California
Eastern District of California
Northern District of California
Frequently Asked Questions about Advocate Michael Salanick
Can Advocate Michael Salanick represent me in court?
Yes, Advocate Michael Salanick can represent you in court. The lawyer is trained to present your case in the most effective way possible.
What should I bring to my initial consultation with Advocate Michael Salanick?
When you meet with Advocate Michael Salanick for an initial consultation, it is important to bring any relevant documents or information with you. This may include documents related to your legal issue, such as contracts or court orders, as well as any other relevant information, such as a list of questions or concerns you have about your case.
How do I prepare for my initial consultation with Advocate Michael Salanick?
Before your initial consultation with Advocate Michael Salanick, it can be helpful to think about the specific legal issue you are facing and any questions or concerns you have about your case. You should also gather any relevant documents or information that you think may be helpful in understanding your situation.
What should I expect during my initial consultation with Advocate Michael Salanick?
During your initial consultation with Advocate Michael Salanick, you can expect to discuss the specific legal issue you are facing and the details of your situation. Lawyer will ask you questions to get a better understanding of your case and will provide you with information about your legal options and any potential outcomes.
How do I communicate with Advocate Michael Salanick?
It is important to communicate with Advocate Michael Salanick regularly to stay updated on the progress of your case and to discuss any new developments or concerns you may have. You can communicate with the lawyer through phone calls, emails, or in-person meetings.
How much does it cost to hire Advocate Michael Salanick?
The cost of hiring Advocate Michael Salanick can vary widely. Some lawyers charge hourly rates, while others charge a flat fee for their services. Some also offer free initial consultations to discuss your case. Kindly contact the lawyer directly to enquire about the fee.
2+ Lawyers are online
