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Procedure to remove co-applicants name from flat agreement.
03-Nov-2023 (In Property Law)
I want to remove name of my wife from my property sale deed agreement as we are about to separate. agreement done in oct2015 & possession taken in aug2016. whole EMI paid from my account, wife is housewife
There are couple of ways to do this while having settlement with her you put condition to handover the title of property to you. Get the reliquishment deed executed which will make you smile woner. Else in case of dispute you can institute a civil suit for declaration and prove that she has not contributed anything to purchase property.
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Adv. Ujwal Phasate
Nagpur | 100+ Answers
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How do I remove someone from a joint loan?
In order to remove a cosigner, or co-borrower, from a mortgage loan, you will almost always need to pay off the entire loan or refinance by getting a loan in your name. In rare cases, however, the lender will allow you to assume an existing mortgage that was signed by your co-borrower. 15-Sept-2022
How do I remove a co-applicant from my property?
Contact your lender to request a novation. ...
Provide proof to the lender to explain why you wish to remove the name of the co-applicant. ...
Prove your ability to repay your debts by submitting proof of your income. ...
Refinance your loan balance.
How do I remove my wife's name from my property after divorce?
It is illegal for one co-owner to reduce the title of another joint owner. She must sign a release document in your favor, otherwise her share will remain intact. 2.
Can property be transferred in joint name?
It is possible to register the property in a joint name. Property can be registered under the joint names of more than two individuals. This is legal.
You can get a gift deed executed by your wife in your favour. Gift deed would attract stamp duty of ₹200/- only. The amendment was came into effect on 24th April 2015 pursuant to which stamp duty is restricted to ₹200/- only in such cases.
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Adv. Jairam Chandnani
Mumbai | 100+ Answers
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It is not easy to remove the name, she must release her rights from the property. Or you have to show that she is benamidar. If you are separating she can ask for the flat as a part of maintenance. A lady can claim for it.
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Adv. Kavita Kulkarni
Pune | 100+ Answers
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You can remove the name from your deed and replace it with the beneficiaries. You can remove a co-owners name from your deed by signing a relinquishment or release deed. You will then be the sole owner of the house.
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Adv. Chikirsha Mohanty
Delhi | 200+ AnswersCONTACT NOW
Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.
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