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Flat with deviations and no OC
16-May-2023 (In Property Law)
I have shortlisted a flat of 1005sqft in a builder floor apartment consisting of 10 flats. Building is approx 5 years old and less than 5000sqft. Individual flats are A khata.
Floor plan has been approved for single 3BHK flat per floor however owner had built 2 flats per floor, 1 2 BHK and other 1 BHK. Home loan is not possible as there are deviations. Also the flat does not have OC. Owner told us OC will be issued for bigger projects and not for such with smaller plot area and lesser flats.
Owner is in urgent need of money. So he is offering flat at a discounted price and wants the payment in cash. Title of the land is clear as verified by lawyer.
Please suggest on how should I proceed. I am afraid to risk my hard earned money and lifetime savings. At the same time do not want to miss out on having a own flat. Is there a risk of demolishing the building ?
There is definitely a risk. I would recommend you to take a second opinion on the title of the property as without OC, there is always the risk that you will lose the property. The owner might have realised this and might be selling it at a discount to get rid of it. Better to get a second opinion of a lawyer by showing all the documents.
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