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What to do if bank does not inform the CIBIL about payment received
11-May-2023 (In Consumer Court Law)
I was a credit card user and due to some personal issue I was not able to pay outstanding . But in Jan 2017 I paid all the outstanding and late fees but still hdfc bank did not informed the cibil and other finicial services and it's impact negative score. As per rti bank has to update cibil with in 60 days max. Due to this my home loan rejected and for two wheeler loan I paid higher interest .Plz guide
You have very good case. It's clear cut deficiency in service and unfair trade practice.
The bank is liable to damages for whatever loss is suffered by you due to defficiency of part of bank. You may approach to consumer forum.
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Adv. Jagan Nath Bhandari
Chandigarh | 100+ Answers
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You should file a complaint against the bank under the provisions ofnConsumer Protection Act for deficiency in service and claim compensation for the harassment and the loss caused to you. Before filing the complaint, do send them a legal notice through a lawyer.
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Adv. Anshul Mangla
Chandigarh | 25+ Answers
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Move an application to ombudsman and if they will not take any action then u can file a complaint under consumer protection Act before a competent jurisdiction.
U can sent a legal notice to the bank by mentioning all di facts.
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Adv. Mohit Singla
Chandigarh | 25+ Answers
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Sir, cibil score is not under the bank this is ur score and it update with your transactions or relation with bank or any others finances, if u are not pay the outstanding amount or if your cheque is bounce automatically your cibil is go down. And it update after 3 year again.
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Adv. Mohit Kakkar
Chandigarh | 25+ Answers
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