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Insurance agent denied claim based on heated argument what to do


14-Feb-2023 (In Consumer Court Law)
Bought zero dep insurance from ICICI lombard. My car met with an accident. When i asked for insurance claim a heated argument happened with the insurance agent. Now they have denied to give me insurance claim when the bill is raised. What to do?
Answers (4)

Answer #1
965 votes
Sir, inspite of availing a zero dep insurance, there are certain things which are required to check. I also need to know certain things. FIrst get your car repaired. Get the bill from the authorised service center and then we can draft a notice and proceed accordingly.
I tried to give an overview. New possibilities can be worked out once we sit with the papers and I come to know, what exactly you want. I have an office opposite to High Court. My contact details are available in the site. Feel free to get in touch.
Answer #2
546 votes
Dear Client,
As per your statements "Bought zero dep insurance from ICICI lombard. My car met with an accident. When i asked for insurance claim a heated argument happened with the insurance agent. Now they have denied to give me insurance claim when the bill is raised. What to do?" my suggestion is to file a case against the Insurance company in consumer court. For that you need to show me all relevant papers.
Answer #3
586 votes
First place a written demand for your insurance claim.Once it is repudiated for any reason which is not supported by the Insurance agreement , you can file case before the consumer forum wherein you will be reimbursed along with damages and compensation.
Answer #4
939 votes
Hello,
You need to serve a legal notice first through a lawyer. If does not work have to file a complaint in the consumer forum for the amount and compensation. You may contact me for the assistance..

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