LawRato

Applied for personal loan though agent canceled later bank asking fine


22-Nov-2023 (In Consumer Court Law)
Dear Team, I have applied for personal loan through one agent company. After signing the agreements and before moving forward i ask agent to hold the process now plan of taking personal loan is cancelled. Even though my intimation that company processed my personal loan and amount credited to my account and now to close personal loan bank has charged penalty around Rs.60,000/- . So can i filed a case against Agent company.?
Answers (2)

Answer #1
988 votes
Send a legal notice to Agent and Bank , also forward mail communication about this fact, convey your willingness to pay /return amount by cheque without any interest , file a consumer case against agent and make necessary party to the bank.
Helpful? LawRato LawRato
Answer #2
890 votes
Definitely you can file a case in the consumer court for the same and charge the bank for deficiency in services and also claim for mental agony you also doesn't have to pay any additional charges or penalties to bank
Helpful? LawRato LawRato

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.

Report abuse?

Comments by Users

No Comments! Be the first one to comment.

"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."