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Sir I have a savings bank account in state bank of india's pune branch withn ac no.xxxx1234 & I'm a


06-Sep-2023 (In Cheque Bounce Law)
Sir I have a savings bank account in state bank of india's pune branch withn ac no.xxxx1234 & I'm a resident of pune but due some work I was in mumbai,I had a cheque given to me by my client,which I deposited in state bank of india's mumbai branch in my ac no.xxxx1234,the cheque got bounced the very next day due to insufficient funds ,I collected the the cheque & return memo from state bank of india's mumbai branch,now I will Sent a legal notice to repay via a advocate,but for the above incident which jurisdiction will apply?mumbai jurisdiction or pune jurisdiction?
Answers (3)

Answer #1
838 votes
hello, as your cheque has got bounced you would first need to send a legal notice and after that once the statutory period is over you can file a case. You can file a case where your dealings/work (for which cheque was given) had taken place.
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Answer #2
620 votes
Yes definitely you have to issue legal notice to opposite party within 30 days from the day when you had received memo from the bank. Only you can file case where drawers bank or drawee's bank account get operated
If your account and the person who had given cheque to are from Mumbai, then Mumbai court is having jurisdiction.
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Answer #3
575 votes
hi

as per the supreme court directions the territorial jurisdiction of the court is 138 cases is where the cheque was dishonored i.e. the payee bank from which you have received memo

in this case you have to file case before metropolitan magistrate of that region
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