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What to do if we are unable to pay the installments
21-Jul-2023 (In Banking / Finance Law)
I and my had lost our .we did not have job for last 5-6 months.I have ICICI and HDFC personal loan going on but i am not able to pay the EMI due to finanacial crisis.ICICI only 1 EMI is pending and HDFC 2 are pending .wanted an advise how to handle the situation since bank people are harassing for EMI
Better to clear EMI and if you are not able to then do not keep any properties are assets in your own name. Bank may file case and get attachment over it. Banks call to some extent are ok but if they exceed limits you better approach police.
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Adv. Sunil Kadam
Mumbai | 100+ Answers
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