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Default by Bank for presenting wrong credit score in Cibil


28-Nov-2023 (In Banking / Finance Law)
Dear Sir/Madam, Can I Case against bank for wrong Credit Score Present in Cibil so that I can not get any loan from other banks. Bank Refuse to Give me loan because my credit score is very low. Problem is Same report for two different person due to same name.
Answers (2)

Answer #1
517 votes
This amounts to negligence on part of the Bank. Though the said defect is curable by the bank, however you should approach the court of law to claim damages on account of being denied the benefit of availing the loan for no fault of yours. Such lapse on the part of the bank to exercise reasonable care in matters of financial urgency entails liability on it for providing negligent and deficient services. Immediately proceed against the erring bank.
Answer #2
749 votes
Give notice stating the facts to delete your name from credit scores.notice to the concerned bank.If not deleted within stipulated period,then file damage and defamation case against the bank....

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