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Credit card payment and personal loan emi
20-Oct-2023 (In Banking / Finance Law)
I took a personal loan of RS 2.5 laks 5 months ago at that time I was pregnant.i paid 2 emi but now frm 3 months I was unable to pay emi as I dropped my job and there is a lot of pressure frm banks I also swapped credit card wht should I do now
Ma’am you shall get your loan restructured and ask some more time from the bank to repay the bank. You shall get the repayment schedule amended and restructured. Also, if you have anything to discuss we can discuss and see what best can be done.
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Adv. Tejasv Anand
Delhi | 100+ Answers
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Hi,
In these kind of Cases bank generally gives you chance to pay off your dues/debt, but that also will be for limited time. After that they will file a case against you. The only way to pay off the loan or if you don't have any money then let them file the case till then you will get some time and meanwhile you arrange the debt.
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Adv. Siddharth Chechani
Delhi | 25+ Answers
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