Advocate Nikhil Sharma

Questions Answered by Advocate Nikhil Sharma

Q: how can property be transferred to co-owner after first owner's death

My father had bought a property co-owner being my mother. Loan was running. He passed away. Loan closed. How to transfer the property in my mother name in full? No will. Legal heir certificate made from Gurgaon tehsildar.

Advocate Nikhil Sharma answered
You need to get the relinquishment deed on your part as well as mutation in the name of your mother after the relinquishment deed. You may contact me in case you need any assistance as the documents shall be prepared depending upon the property documents

Q: What is the procedure to enter into a legal agreement

I need to ask whether I should use legal stamp(Rs. 10, Rs. 20 etc.) paper or plain paper when I am lending one of my colleagues an amount of more than Rs. 2 lacs which he has to pay within 6 months failing which he needs to pay an interest of 18% per annum. I need proper format by which I can take legal action against him if he is absconding. Also, he, his father and brother are also involved in the transaction. Kindly guide me.

Advocate Nikhil Sharma answered
Working on the stamp paper notarized should be done. The format and everything can only be provided upon the details which would be chargeable. If you need any assistance you can call me for the same.

Q: Got legal notice to appear in court. What can Ido

I have taken a personal loan from axis bank and i was not able to pay the emi on time for a very long time and i have recieved a letter to be appear in the patiala house court as there is a complaint under sections 138 & 142 of the negotiable instruments act, 1881. So i need to know what to do

Advocate Nikhil Sharma answered
Please provide a copy of notice then only proper procedure will be provided. The notice is from the court or from Axis bank as the same have difference so therefore would be requiring a copy of notice.

Q: Applied for Visa husband diagnosed with medical issue what can I do

I am applying for an L2 Visa for my spouse. The date we are getting at present is somewhere in Oct, meanwhile he has been detected with a medical issue which requires surgery at the earliest possible. Can he apply under expedited visa category on medical grounds. The surgery is not an emergency surgery however required to be carried out at the earliest possible because of the side effects of the medicine he is taking. What is the possibility of the request being rejected.

Advocate Nikhil Sharma answered
Please deliver all the details you have along with the prescription and illness he needs to be operated. The country which you are going is very important. Every country has his different rules therefore until and unless these details are there it will not be easy for me to explain you and provide you a help for the same

Q: Bank is charging me extra on my credit limit what action can I take

Hi,State Bank of patiala is charging a cash credit limit takeover charges of 4.25% however we are not liable for the penalty, need to file a legal case.

Advocate Nikhil Sharma answered
This is the most common problem faced by consumers of bank. Rate of interest is charged by the bank. Depending upon the papers and explanation given he bank to you appropriate authority to file the case will be decided.