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Payments made by NEFT are a valid proof of return of laon
26-Feb-2023 (In Recovery Law)
I had taken a lone from a local moneylender@10/month, in year2012 and gave him a undated cheque. And started to repay his money some time cash and most of time i repay his EMI by cheks and some by neft . But he still asking more money, when i refuse to give him more money he write a date on the cheque and case on me of 138 ni act. Can i defend my case on the besis of repayments record. which i have. He has no licence for money lending.
In case you have repaid the amount of the loan as well as the interest and you have a valid proof of the same Along with the receipts, you can very well defend your case. Please try and collect all the evidences pertaining to the payment done by you to him.
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Adv. Nitin Chopra
Allahabad | 200+ Answers
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Yes you can do that. You may also approach the High Court against the summoning order issued in the 138. The High Court should be apprised of the true and correct picture and you have good chances to get a stay on the 138 case.so pls approach the High Court and do the needful...
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