Possession of the flat delayed.
Sir I had purchased FlatF92 in HRC HORIZONS 120 Shastripuram Road Agra which was sanctioned by ADA and loan was approved by HDFC LTD as Financier. I have been paying HDFC LTD its EMIS regularly from March, 2008 till date, but i am yet to get physical possession promoters are on run offices closed in Agra and ghaziabad i m paying without enjoying possession of flat since Feb 2008 where should i go to get possession and get registry done my entire life saving is invested in this pl help in this. As per the Allotment Letter Clause, the builder was to pay Rs.2000/- per month from December, 2008 till date of possession, even today the Flat does not have any Doors, Windows, and is raw without any water and electricity .
I have all the snaps, when I was able to contact only once before Diwali the Owner and DIrector of HRC HORIZONS told that he will arrange to get the flat ready and hand over the possession, but since then he has switched off his mobile. I have also intimated the FINANCIER i.e. HDFC LTD. and have stopped paying the EMI from December, 2013, requesting to locate the Developer and help me in getting the possession of Flat as per T & C agreed, and Registry Done in my name, but the financier has given only a short answer that they are trying to contact the developer and also advised me to trace him, but i could not find.
I have some how got the Buyer who is ready to purchase the flat on as is where is basis, accordingly have asked HDFC LTD how do I dispose off the Property and pay HDFC their Full and Final and Get the Registry and Possession done, but they have not reverted. apart from this even from site i found that they have not filed any balance sheet or statement with MCA since their inception. in these circumstances what is the remedy i have got to secure my hard earned money.
Neither an ordinary letter by you nor a newspaper publication will serve any purpose. You must be having the last known address of the builder. Let your lawyer issue him a legal notice at this address and accordingly channelize your legal rights. There are more ways than just one for the court to compel his appearance before the court. The possession can be given by the builder alone.
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